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Gemini Credit Card Review 2026 — Fees & Cashback | CryptoCardHQ
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Trusted Crypto Comparisons Since 2024
Gemini logoGemini
MastercardFull KYC

Gemini Credit Card

4.6/5 editorial rating
Monthly fee
$0
Cashback
Up to 4%
FX fee
KYC
Full KYC
High cashbackEarning yieldMobile-first spendingIn-store spendingLow maintenance cost
Gemini Credit Card — Mastercard crypto prepaid card

Fees & Costs

Monthly fee$0
Annual fee$0
Issuance / card fee$0
FX / foreign exchange fee
ATM withdrawal feeVaries
Top-up feeVaries by method

Some fee data is unverified. Always confirm current fees on the provider's official website before applying.

Rewards & Cashback

1–4%cashback on eligible purchases

4% gas/EV/transit ($300/mo cap), 3% dining, 2% groceries, 1% other

Pros & Cons

Pros

  • No monthly fee
  • Free card issuance
  • Apple Pay & Google Pay support
  • Up to 3%+ cashback
  • Earn yield on balances

Cons

  • KYC required
  • Custodial wallet model

Supported Crypto

Cryptocurrencies

BTCETH

Stablecoins

USDTUSDC

Frequently Asked Questions

What is the Gemini Credit Card?

The Gemini Credit Card is a Mastercard prepaid card issued by Gemini. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Mastercard.

What are the fees for the Gemini Credit Card?

The Gemini Credit Card has a monthly fee of $0, an annual fee of $0, and an FX fee of —. ATM withdrawals cost Varies and top-ups cost Varies by method.

Does the Gemini Credit Card offer cashback?

Yes. The Gemini Credit Card offers cashback of 1%–4% on eligible purchases. 4% gas/EV/transit ($300/mo cap), 3% dining, 2% groceries, 1% other

What KYC is required for the Gemini Credit Card?

The Gemini Credit Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the Gemini Credit Card support Apple Pay and Google Pay?

The Gemini Credit Card supports Apple Pay and supports Google Pay.

Which countries is the Gemini Credit Card available in?

The Gemini Credit Card is available in: US.

Risk Notice

Custodial: provider holds funds; check Terms.

Quick Facts

NetworkMastercard
Card typeprepaid
Custodycustodial
KYCFull KYC
Countries1+
Last verified13th February 2026
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

US

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with Gemini before applying.