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Nexo logoNexo
MastercardFull KYC Verified

Nexo Card

4.4/5 editorial rating
Monthly fee
$0
Cashback
Up to 2%
FX fee
Weekday: 0.2% EEA/UK/CH or 2% elsewhere; weekend: 0.7% or 2.5%
KYC
Full KYC
Crypto-backed creditDual debit and credit modesEU bank transfersMobile-first spending
Nexo Card — Mastercard crypto prepaid card

Fees & Costs

Monthly fee$0
Annual fee$0
Issuance / card feeFree
FX / foreign exchange feeWeekday: 0.2% EEA/UK/CH or 2% elsewhere; weekend: 0.7% or 2.5%
ATM withdrawal feeVaries
Top-up feeVaries by method

Rewards & Cashback

0.1–2%cashback on eligible purchases

Credit Mode: 0.5%–2% in NEXO or 0.1%–0.5% in BTC, depending on loyalty tier

Pros & Cons

Pros

  • Switchable debit and credit modes
  • No annual fee
  • Apple Pay & Google Pay support
  • Up to 2% in NEXO or 0.5% in BTC

Cons

  • KYC required
  • Custodial wallet model
  • FX fees apply and rise on weekends
  • Credit mode can incur interest and liquidation risk

Supported Crypto

Cryptocurrencies

BTCETH

Stablecoins

USDTUSDC

Frequently Asked Questions

What is the Nexo Card?

The Nexo Card is a Mastercard prepaid card issued by Nexo. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Mastercard.

What are the fees for the Nexo Card?

The Nexo Card has a monthly fee of $0, an annual fee of $0, and an FX fee of Weekday: 0.2% EEA/UK/CH or 2% elsewhere; weekend: 0.7% or 2.5%. ATM withdrawals cost Varies and top-ups cost Varies by method.

Does the Nexo Card offer cashback?

Yes. The Nexo Card offers cashback of 0.1%–2% on eligible purchases. Credit Mode: 0.5%–2% in NEXO or 0.1%–0.5% in BTC, depending on loyalty tier

What KYC is required for the Nexo Card?

The Nexo Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the Nexo Card support Apple Pay and Google Pay?

The Nexo Card supports Apple Pay and supports Google Pay.

Which countries is the Nexo Card available in?

The Nexo Card is available in: EU/EEA, UK, CH. It is not available in: US, CN, KP.

Risk Notice

Credit Mode is a crypto-backed loan, not free credit. Rates start from 1.9% and collateral can be liquidated if loan-to-value limits are breached.

Quick Facts

NetworkMastercard
Card typeprepaid
Custodycustodial
KYCFull KYC
Countries3+
Last verified2026-09-08
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

EU/EEAUKCH

Not available in:

USCNKP

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with Nexo before applying.