Best Crypto Cards in Singapore 2026
Singapore is Asia's leading crypto hub and one of the world's clearest regulatory environments, with MAS licensing crypto businesses under the Payment Services Act. It also has no capital gains tax on personal crypto investments. Below are all cards confirmed available to Singapore residents, ranked by editorial score.
Crypto Cards Available in Singapore
All 35 cards below are confirmed available to Singapore residents, ranked by our editorial score. Open the comparison tool filtered for Singapore →
What Singapore Crypto Card Users Need to Know
MAS licensing under the PSA
The Monetary Authority of Singapore (MAS) licenses crypto businesses under the Payment Services Act (PSA). Providers dealing in digital payment tokens must hold a Major Payment Institution (MPI) or Digital Payment Token (DPT) service licence, maintain safeguarding arrangements for customer funds, and comply with AML/CFT requirements — giving Singapore users strong regulatory protections.
No capital gains tax in Singapore
Singapore has no capital gains tax on cryptocurrency. If you hold crypto as a personal investment and sell or spend it at a profit, that gain is not taxed. Crypto received as payment for services or as part of a business may be treated as taxable income by IRAS. GST (9% from 2024) applies to goods and services bought with crypto, as it does with any payment method.
SGD, PayNow & bank friction
PayNow and PayLah handle domestic SGD transfers; crypto cards on Visa/Mastercard cover international online purchases, foreign subscriptions and cross-border spending. Some local banks (DBS, OCBC, UOB) have restricted transfers to certain crypto platforms — using MAS-licensed providers reduces this friction, and stablecoin funding removes SGD volatility on card balances.
Popular Cards Not Available in Singapore
These widely-searched crypto cards are region-restricted and not available to Singapore residents.
MAS Licensing, PSA Regulations & Best Crypto Cards for Singapore Residents
Singapore is Asia's leading crypto hub and one of the world's most crypto-friendly regulatory environments. The Payment Services Act (PSA), administered by the Monetary Authority of Singapore (MAS), provides one of the world's clearest frameworks for crypto businesses. Service providers that deal in digital payment tokens must hold a Major Payment Institution (MPI) licence or Digital Payment Token (DPT) service licence, operate under MAS supervision, maintain safeguarding arrangements for customer funds, and comply with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) requirements.
Tax clarity for Singapore crypto card users: The Inland Revenue Authority of Singapore (IRAS) has published clear guidance on the tax treatment of cryptocurrencies. Personal investment gains from crypto are not subject to income tax or capital gains tax in Singapore — a significant advantage for card users, since spending accumulated crypto gains carries no tax liability in most personal investment scenarios. If you receive crypto as payment for freelance work, employment or business activities, that is taxable as income at your normal rate. GST at 9% (from 2024) applies to goods and services purchased with crypto, as it does with any other payment method.
Practical guidance for Singapore users: Singapore's strong Visa and Mastercard infrastructure means crypto cards work seamlessly across the island's merchants, ATMs and online retailers, while PayNow and PayLah remain best for domestic SGD payments. Some local banks (DBS, OCBC, UOB) have restricted transfers to certain crypto platforms, so MAS-aware, well-established providers reduce friction. Globally available cards such as RedotPay (Singapore-headquartered, no monthly fee), KAST (ongoing cashback) and Wirex (which explicitly lists Singapore) are accessible to Singapore residents — compare the live list with Singapore selected to rank by editorial score.
For Singapore residents: Prefer MAS-licensed or well-established providers and keep records of crypto received as income, which IRAS treats as taxable. Personal investment gains are not taxed in Singapore, and stablecoin-funded cards remove SGD volatility on card balances — making Singapore one of the most favourable jurisdictions globally for crypto spending.
In-depth guide
Best Crypto Cards in Singapore 2026: MAS-Licensed, No FX Fees, Top CashbackOur in-depth editorial guide to the best crypto cards available in Singapore — with fee breakdowns, MAS licensing details and cashback analysis.