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Uphold Card Review 2026 — Fees & Cashback | CryptoCardHQ
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Trusted Crypto Comparisons Since 2024
Uphold logoUphold
VisaFull KYC

Uphold Card

4.7/5 editorial rating
Monthly fee
$0
Cashback
Up to 4%
FX fee
KYC
Full KYC
High cashbackMulti-currencyEarning yieldMobile-first spendingIn-store spending
Uphold Card — Visa crypto prepaid card

Fees & Costs

Monthly fee$0
Annual fee$0
Issuance / card feeFree
FX / foreign exchange fee
ATM withdrawal feeVaries
Top-up feeVaries by method

Some fee data is unverified. Always confirm current fees on the provider's official website before applying.

Rewards & Cashback

2–4%cashback on eligible purchases

2% XRP back (tier plans up to 4%)

Pros & Cons

Pros

  • No monthly fee
  • Apple Pay & Google Pay support
  • Multi-currency accounts
  • Up to 3%+ cashback
  • Earn yield on balances

Cons

  • KYC required
  • Custodial wallet model

Supported Crypto

Cryptocurrencies

BTCETH

Stablecoins

USDTUSDC

Frequently Asked Questions

What is the Uphold Card?

The Uphold Card is a Visa prepaid card issued by Uphold. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Visa.

What are the fees for the Uphold Card?

The Uphold Card has a monthly fee of $0, an annual fee of $0, and an FX fee of —. ATM withdrawals cost Varies and top-ups cost Varies by method.

Does the Uphold Card offer cashback?

Yes. The Uphold Card offers cashback of 2%–4% on eligible purchases. 2% XRP back (tier plans up to 4%)

What KYC is required for the Uphold Card?

The Uphold Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the Uphold Card support Apple Pay and Google Pay?

The Uphold Card supports Apple Pay and supports Google Pay.

Which countries is the Uphold Card available in?

The Uphold Card is available in: UK, US.

Risk Notice

Custodial: provider holds funds; check Terms.

Quick Facts

NetworkVisa
Card typeprepaid
Custodycustodial
KYCFull KYC
Countries2+
Last verified13th February 2026
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

UKUS

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with Uphold before applying.