WealthsimpleWealthsimple Card
Fees & Costs
| Monthly fee | $0 |
| Annual fee | $0 |
| Issuance / card fee | Free |
| FX / foreign exchange fee | 1.5% FX |
| ATM withdrawal fee | Varies |
| Top-up fee | Free |
Some fee data is unverified. Always confirm current fees on the provider's official website before applying.
Rewards & Cashback
1% cashback
Pros & Cons
Pros
- Canada-native — designed for Canadians
- 1% cashback on all purchases
- Integrated with Wealthsimple crypto trading
- Apple Pay and Google Pay
- CDIC-insured deposits
Cons
- Canada only
- 1.5% FX fee for non-CAD spending
- Requires Wealthsimple account
Supported Crypto
Cryptocurrencies
Stablecoins
Frequently Asked Questions
What is the Wealthsimple Card?
The Wealthsimple Card is a Visa debit card issued by Wealthsimple. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Visa.
What are the fees for the Wealthsimple Card?
The Wealthsimple Card has a monthly fee of $0, an annual fee of $0, and an FX fee of 1.5% FX. ATM withdrawals cost Varies and top-ups cost Free.
Does the Wealthsimple Card offer cashback?
Yes. The Wealthsimple Card offers cashback of 1% on eligible purchases. 1% cashback
What KYC is required for the Wealthsimple Card?
The Wealthsimple Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.
Does the Wealthsimple Card support Apple Pay and Google Pay?
The Wealthsimple Card supports Apple Pay and supports Google Pay.
Which countries is the Wealthsimple Card available in?
The Wealthsimple Card is available in: CA.
Risk Notice
Custodial: Wealthsimple holds funds. CDIC-insured up to $100,000.