Western Union / RainStablecard by Western Union
Fees & Costs
| Monthly fee | Not publicly detailed at launch |
| Annual fee | Not publicly detailed at launch |
| Issuance / card fee | Not publicly detailed at launch |
| FX / foreign exchange fee | Not publicly detailed at launch |
| ATM withdrawal fee | ATM access announced; fee table not publicly detailed at launch |
| Top-up fee | Not publicly detailed at launch |
Rewards & Cashback
The Stablecard by Western Union does not currently offer cashback or rewards on purchases.
Pros & Cons
Pros
- USDPT-backed wallet
- Visa secured credit card
- Apple Pay & Google Pay
- Western Union transfer integration
Cons
- Exact launch-country list is not published on the announcement
- Public fee details are limited
- No cashback announced
- New product with a short track record
Supported Crypto
Stablecoins
Frequently Asked Questions
What is the Stablecard by Western Union?
The Stablecard by Western Union is a Visa credit card issued by Western Union / Rain. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Visa.
What are the fees for the Stablecard by Western Union?
The Stablecard by Western Union has a monthly fee of Not publicly detailed at launch, an annual fee of Not publicly detailed at launch, and an FX fee of Not publicly detailed at launch. ATM withdrawals cost ATM access announced; fee table not publicly detailed at launch and top-ups cost Not publicly detailed at launch.
Does the Stablecard by Western Union offer cashback?
The Stablecard by Western Union does not currently offer cashback rewards on purchases.
What KYC is required for the Stablecard by Western Union?
The Stablecard by Western Union requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.
Does the Stablecard by Western Union support Apple Pay and Google Pay?
The Stablecard by Western Union supports Apple Pay and supports Google Pay.
Risk Notice
Launched August 4, 2026 in 37 markets with a target of more than 60 by year-end. Country filtering is intentionally disabled until an authoritative market list is published. USDPT is issued by Anchorage Digital Bank on Solana and is subject to issuer and stablecoin risks.
