Xapo BankXapo Card
Fees & Costs
| Monthly fee | $0 |
| Annual fee | $0 |
| Issuance / card fee | Free |
| FX / foreign exchange fee | 0% |
| ATM withdrawal fee | Varies |
| Top-up fee | Free |
Some fee data is unverified. Always confirm current fees on the provider's official website before applying.
Rewards & Cashback
~0.5% in Bitcoin
Pros & Cons
Pros
- Available in Morocco and 100+ countries
- ~0.5% Bitcoin cashback
- 0% FX fee
- Bitcoin bank infrastructure
- Apple Pay and Google Pay
Cons
- Not available in the US
- Bitcoin-only for crypto (no altcoins)
- Custodial
Supported Crypto
Cryptocurrencies
Stablecoins
Frequently Asked Questions
What is the Xapo Card?
The Xapo Card is a Visa debit card issued by Xapo Bank. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Visa.
What are the fees for the Xapo Card?
The Xapo Card has a monthly fee of $0, an annual fee of $0, and an FX fee of 0%. ATM withdrawals cost Varies and top-ups cost Free.
Does the Xapo Card offer cashback?
Yes. The Xapo Card offers cashback of 0.5% on eligible purchases. ~0.5% in Bitcoin
What KYC is required for the Xapo Card?
The Xapo Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.
Does the Xapo Card support Apple Pay and Google Pay?
The Xapo Card supports Apple Pay and supports Google Pay.
Which countries is the Xapo Card available in?
The Xapo Card is available in: Global. It is not available in: US, CN, KP.
Risk Notice
Custodial: Xapo Bank holds funds. Gibraltar-regulated bank.
Quick Facts
Country Availability
Not available in: