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Trusted Crypto Comparisons Since 2024
Kinesis Money logoKinesis Money
MastercardFull KYC

Kinesis Card

3.7/5 editorial rating
Monthly fee
$0
Cashback
Up to 2%
FX fee
Varies
KYC
Full KYC
Gold/silver-backed spendingEU/UK/CA/AU residents
Kinesis Card — Mastercard crypto debit card

Fees & Costs

Monthly fee$0
Annual fee$0
Issuance / card feeFree
FX / foreign exchange feeVaries
ATM withdrawal feeVaries
Top-up feeFree

Some fee data is unverified. Always confirm current fees on the provider's official website before applying.

Rewards & Cashback

1–2%cashback on eligible purchases

1–2% in KAU (gold) or KAG (silver)

Pros & Cons

Pros

  • Gold and silver-backed card
  • 1–2% KAU/KAG cashback
  • EU/EEA + UK + Canada + Australia
  • Apple Pay and Google Pay

Cons

  • Not available in the US
  • Niche gold/silver focus

Supported Crypto

Cryptocurrencies

BTCETH

Stablecoins

USDT

Frequently Asked Questions

What is the Kinesis Card?

The Kinesis Card is a Mastercard debit card issued by Kinesis Money. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Mastercard.

What are the fees for the Kinesis Card?

The Kinesis Card has a monthly fee of $0, an annual fee of $0, and an FX fee of Varies. ATM withdrawals cost Varies and top-ups cost Free.

Does the Kinesis Card offer cashback?

Yes. The Kinesis Card offers cashback of 1%–2% on eligible purchases. 1–2% in KAU (gold) or KAG (silver)

What KYC is required for the Kinesis Card?

The Kinesis Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the Kinesis Card support Apple Pay and Google Pay?

The Kinesis Card supports Apple Pay and supports Google Pay.

Which countries is the Kinesis Card available in?

The Kinesis Card is available in: EU/EEA, UK, CA, AU. It is not available in: US, CN, KP.

Risk Notice

Custodial: Kinesis holds funds.

Quick Facts

NetworkMastercard
Card typedebit
Custodycustodial
KYCFull KYC
Countries4+
Last verified2026-05-18
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

EU/EEAUKCAAU

Not available in:

USCNKP

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with Kinesis Money before applying.