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SafePal / Fiat24 logoSafePal / Fiat24
MastercardFull KYC

SafePal Mastercard

3.8/5 editorial rating
Monthly fee
needs-verification
Cashback
None
FX fee
needs-verification
KYC
Full KYC
SafePal wallet usersFiat24 account usersLimited-edition card collectors
SafePal Mastercard — Mastercard crypto debit card

Fees & Costs

Monthly feeneeds-verification
Annual feeneeds-verification
Issuance / card feeLimited-edition eligibility and ordering terms apply
FX / foreign exchange feeneeds-verification
ATM withdrawal feeneeds-verification
Top-up feeCrypto-to-fiat conversion and network costs may apply

Some fee data is unverified. Always confirm current fees on the provider's official website before applying.

Rewards & Cashback

The SafePal Mastercard does not currently offer cashback or rewards on purchases.

Pros & Cons

Pros

  • Mastercard acceptance
  • SafePal wallet integration
  • Fiat24 banking gateway
  • Physical and virtual experience

Cons

  • Limited-edition availability
  • KYC required
  • Fee schedule needs verification
  • No confirmed permanent rewards

Supported Crypto

Cryptocurrencies

BTCETHSFP

Stablecoins

USDCUSDT

Frequently Asked Questions

What is the SafePal Mastercard?

The SafePal Mastercard is a Mastercard debit card issued by SafePal / Fiat24. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Mastercard.

What are the fees for the SafePal Mastercard?

The SafePal Mastercard has a monthly fee of needs-verification, an annual fee of needs-verification, and an FX fee of needs-verification. ATM withdrawals cost needs-verification and top-ups cost Crypto-to-fiat conversion and network costs may apply.

Does the SafePal Mastercard offer cashback?

The SafePal Mastercard does not currently offer cashback rewards on purchases.

What KYC is required for the SafePal Mastercard?

The SafePal Mastercard requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the SafePal Mastercard support Apple Pay and Google Pay?

The SafePal Mastercard does not support Apple Pay and does not support Google Pay.

Which countries is the SafePal Mastercard available in?

The SafePal Mastercard is available in: EU/EEA, CH, needs-verification. It is not available in: US, CN, KP.

Risk Notice

The wallet and the Fiat24 banking/card account have different custody and compliance layers. Verify the eligible-country list and all fees during onboarding.

Quick Facts

NetworkMastercard
Card typedebit
Custodyhybrid
KYCFull KYC
Countries3+
Last verified2026-09-08
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

EU/EEACHneeds-verification

Not available in:

USCNKP

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with SafePal / Fiat24 before applying.