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Simple Card Review 2026 — Fees & Cashback | CryptoCardHQ
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Trusted Crypto Comparisons Since 2024
Simple logoSimple
MastercardFull KYC

Simple Card

4.3/5 editorial rating
Monthly fee
$0
Cashback
None
FX fee
KYC
Full KYC
Multi-currencyMobile-first spendingIn-store spendingSelf-custody usersLow maintenance cost
Simple Card — Mastercard crypto prepaid card

Fees & Costs

Monthly fee$0
Annual fee$0
Issuance / card feeFree
FX / foreign exchange fee
ATM withdrawal feeVaries
Top-up feeVaries by method

Some fee data is unverified. Always confirm current fees on the provider's official website before applying.

Rewards & Cashback

The Simple Card does not currently offer cashback or rewards on purchases.

Pros & Cons

Pros

  • No monthly fee
  • Apple Pay & Google Pay support
  • Multi-currency accounts
  • Self-custody / non-custodial
  • Production-ready / Live

Cons

  • KYC required

Supported Crypto

Cryptocurrencies

BTCETH

Stablecoins

USDTUSDC

Frequently Asked Questions

What is the Simple Card?

The Simple Card is a Mastercard prepaid card issued by Simple. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Mastercard.

What are the fees for the Simple Card?

The Simple Card has a monthly fee of $0, an annual fee of $0, and an FX fee of —. ATM withdrawals cost Varies and top-ups cost Varies by method.

Does the Simple Card offer cashback?

The Simple Card does not currently offer cashback rewards on purchases.

What KYC is required for the Simple Card?

The Simple Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the Simple Card support Apple Pay and Google Pay?

The Simple Card supports Apple Pay and supports Google Pay.

Which countries is the Simple Card available in?

The Simple Card is available in: Global. It is not available in: US, CN, KP.

Risk Notice

Standard regulated crypto card service. Always verify current Terms.

Quick Facts

NetworkMastercard
Card typeprepaid
Custodyhybrid
KYCFull KYC
Countries1+
Last verified12th February 2026
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

Global

Not available in:

USCNKP

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with Simple before applying.