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MastercardFull KYC Verified

Wirex One

4.2/5 editorial rating
Monthly fee
$0 on entry tier; paid tiers vary
Cashback
Up to 8%
FX fee
0% advertised FX; fair-use and regional terms may apply
KYC
Full KYC
Tiered card rewardsStablecoin spendingEEA, UK, and Australian users
Wirex One — Mastercard crypto prepaid card

Fees & Costs

Monthly fee$0 on entry tier; paid tiers vary
Annual fee$0 on entry tier
Issuance / card feeVirtual, physical, and metal options vary by tier
FX / foreign exchange fee0% advertised FX; fair-use and regional terms may apply
ATM withdrawal feeVaries by tier and region
Top-up feeVaries by method

Rewards & Cashback

0.5–8%cashback on eligible purchases

Advertised rewards range from 0.5% to 8% in USD value across five tiers; eligibility and limits vary

Pros & Cons

Pros

  • Five card tiers
  • 0.5% entry reward
  • Up to 8% advertised top-tier reward
  • Virtual, physical, and metal formats

Cons

  • Top rewards require the highest tier
  • New product with a short track record
  • Terms and rollout vary by country

Supported Crypto

Cryptocurrencies

BTCETH

Stablecoins

USDTUSDC

Frequently Asked Questions

What is the Wirex One?

The Wirex One is a Mastercard prepaid card issued by Wirex. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Mastercard.

What are the fees for the Wirex One?

The Wirex One has a monthly fee of $0 on entry tier; paid tiers vary, an annual fee of $0 on entry tier, and an FX fee of 0% advertised FX; fair-use and regional terms may apply. ATM withdrawals cost Varies by tier and region and top-ups cost Varies by method.

Does the Wirex One offer cashback?

Yes. The Wirex One offers cashback of 0.5%–8% on eligible purchases. Advertised rewards range from 0.5% to 8% in USD value across five tiers; eligibility and limits vary

What KYC is required for the Wirex One?

The Wirex One requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the Wirex One support Apple Pay and Google Pay?

The Wirex One supports Apple Pay and supports Google Pay.

Which countries is the Wirex One available in?

The Wirex One is available in: EU/EEA, UK, AU. It is not available in: US, CN, KP.

Risk Notice

Wirex One is a newer program. Verify tier cost, reward limits, FX fair-use conditions, and availability inside the app.

Quick Facts

NetworkMastercard
Card typeprepaid
Custodycustodial
KYCFull KYC
Countries3+
Last verified2026-09-08
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

EU/EEAUKAU

Not available in:

USCNKP

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with Wirex before applying.