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Trusted Crypto Comparisons Since 2024
ZEN.com logoZEN.com
MastercardFull KYC

ZEN Card

3.5/5 editorial rating
Monthly fee
$0
Cashback
Up to 1%
FX fee
Varies
KYC
Full KYC
EU/EEA + Canada users1% cashback
ZEN Card — Mastercard crypto debit card

Fees & Costs

Monthly fee$0
Annual fee$0
Issuance / card feeFree
FX / foreign exchange feeVaries
ATM withdrawal feeVaries
Top-up feeFree

Some fee data is unverified. Always confirm current fees on the provider's official website before applying.

Rewards & Cashback

1%cashback on eligible purchases

1% cashback

Pros & Cons

Pros

  • Available in EU/EEA, UK, and Canada
  • 1% cashback
  • Apple Pay and Google Pay

Cons

  • Not available in US

Supported Crypto

Cryptocurrencies

BTCETH

Stablecoins

USDTUSDC

Frequently Asked Questions

What is the ZEN Card?

The ZEN Card is a Mastercard debit card issued by ZEN.com. It is designed for spending cryptocurrency in everyday purchases at any merchant that accepts Mastercard.

What are the fees for the ZEN Card?

The ZEN Card has a monthly fee of $0, an annual fee of $0, and an FX fee of Varies. ATM withdrawals cost Varies and top-ups cost Free.

Does the ZEN Card offer cashback?

Yes. The ZEN Card offers cashback of 1% on eligible purchases. 1% cashback

What KYC is required for the ZEN Card?

The ZEN Card requires Full KYC. Full identity verification (government-issued ID and proof of address) is required.

Does the ZEN Card support Apple Pay and Google Pay?

The ZEN Card supports Apple Pay and supports Google Pay.

Which countries is the ZEN Card available in?

The ZEN Card is available in: EU/EEA, UK, CA. It is not available in: US, CN, KP.

Risk Notice

Custodial: ZEN holds funds.

Quick Facts

NetworkMastercard
Card typedebit
Custodycustodial
KYCFull KYC
Countries3+
Last verified2026-05-18
Virtual
Physical
Apple Pay
Google Pay
Samsung Pay
Get Card

Country Availability

EU/EEAUKCA

Not available in:

USCNKP

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Disclaimer: CryptoCardHQ may receive compensation through affiliate links on this page. Card data is sourced from official provider websites and updated regularly, but fees, availability, and features can change without notice. Always verify current terms directly with ZEN.com before applying.